Giving you power over your exposure data
A modular, fully configurable exposure management platform for insurers, reinsurers, MGAs, brokers and risk teams: your schedule on one map, every accumulation in view, any catastrophe drawn over the book.
- Data in by file, integration or entry, checked on arrival
- Geocoded, aggregated, modelled and reported
- You in control of the platform, not the other way round
Bring a schedule. We'll draw your next event over it.
gross exposure inside the swath, across four policies.
From scattered schedules to one live view.
ExposureHUB consolidates portfolio data, applies geocoding and surfaces accumulations in real time, so your team spends its time on decisions, not data preparation.
Before
Manual and messy
With ExposureHUB
Checked, mapped, live
- Schedules arrive by file, API or entry, validated on arrival
- Every location geocoded and on one map
- Accumulations by zone, peril, client and line, live
- Reports in each carrier's own format, with an audit trail
One workflow, on the real screens.
Policy, Report and Result: from a schedule of locations to the answer for a named event. Then the Data Quality, Audit and Analytics tabs behind them.
Start with the schedule, on the map.
Load locations by import file, integration or entry. Every row is geocoded and placed on the map below it.
- Import, add single, schedule
- Latitude, longitude and geotype per location
- Total insured value summed as you go
ExposureHub demo environment · sample data
Draw the event over the book.
Choose the class, the peril and the coverages, set the as-at date, and draw the event: hotspot shapes, offsets and damage factor sets. The rings are the damage bands.
- Shape and storm tools
- Offsets and damage factor sets
- Policies and schedules in scope, counted for you
ExposureHub demo environment · sample data
Read the answer, location by location.
Policies, ground-up, gross and net, with the map keyed to the damage bands, so you can see which locations sit in which band.
- Ground-up, gross and net by policy
- The PML key beside the map
- Every location inside each band
ExposureHub demo environment · sample data
Deploy what you need, expand over time.
Each module addresses a distinct stage of exposure management, configurable by client and by user.
Multiple lines, one platform.
Marine, aviation, property, energy, casualty and specialty, with inwards and outwards reinsurance programs, each configured to its own schedules.
Know what is sitting in every port
Marine exposure moves. A cargo policy can mean goods on a vessel today and in a warehouse at a windswept port tomorrow. Exposure management for marine means seeing what is at sea, what is in port and what is in storage, and how much of it a single event could touch.
The question it answers
How much cargo do we have in this port today?
Ports and terminals
Cargo, vessels and stock concentrated in the same harbour or terminal.
Vessels at sea and in port
Hull values and cargo on board, placed where the vessel is rather than where the policy was written.
Warehouses and storage
Stock throughput and storage at distribution hubs, often in flood or windstorm zones.
Reporting that used to take weeks, now runs itself.
A fast-growing specialty MGA writing on behalf of other carriers owes each of them reporting. It went live one class at a time and now runs all seven of its classes on ExposureHUB.
classes of business live, from one template
“ExposureHub has become the cornerstone of our Catastrophe risk management strategy, ensuring that we not only identify potential exposures but proactively mitigate them.”
Managing Director
Specialty MGA customer
went live first, so the template existed from day one
exposure management stakeholders in the project team
go-live, Phase 2 within three months, then longer term
Thinking from the exposure team.
Ebix EuropeHarnessing the power of data for real-time risk management
Global insured losses from natural disasters have run well above the 21st-century average, with US severe convective storm losses above $50 billion for the first time. Exposure management has never been more critical, and the industry is moving towards real-time.
Empowering insurance agility: technology's crucial role in advanced exposure management
What good looks like: integration of third-party data, post-event exposure management, accessible tools, modular platforms and a new standard in processing speed across multiple lines and inwards and outwards reinsurance programmes.
ExposureHub and the roadmap to exposure management success
Brilliant customer service, excellent training and application support are two feedback trends the team regularly hears. Clients' suggestions drive the roadmap, with future modules in development.
See your exposure portfolio in one clear view.
One call is enough to scope whether ExposureHUB fits your program. Bring a schedule and the question your team finds hardest to answer.